An Alternative to Business Loans

Many small businesses are particularly vulnerable to economic downturns, rising and falling with the volatility of the stock market. If your business is facing financial hardship, doesn’t have the credit history to easily apply to other loans or just needs a quick injection of cash to get your business going, a merchant cash advance might be just what you need.

What is a Merchant Cash Advance?

Merchant cash advances function similarly to loans, with businesses receiving a lump sum of money that they pay back over time. However, unlike traditional loans, this advance is taken against your merchant account. This means that the money is taken against your future credit card sales, meaning that even businesses with poor credit histories can easily apply.

Signal Peak Commercial Lending is proud to offer the following benefits on our cash advances:

Flexibility with credit card types, including Visa, American Express, Discover, MasterCard and many others.


Cash amounts as large as $200,000.


Funds deposited in as few as 7 days.

Advantages of a Merchant Cash Advance

There are many advantages to applying for a cash advance instead of a loan, including:


Easy payback


No collateral required


No fixed payments or application fees

Get Started

Book an appointment

Use this advance to grow your business in whatever way you need, whether it’s advertising, inventory, expansion or equipment. Contact us today to begin the application process!



(255) 352-6258

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